Quick Answer
Lint payroll software Nigeria automates your entire payroll process — from PAYE computation using NTA 2025 tax bands to pension remittance and salary disbursement. Upload your staff list, review the calculations, approve with one click. Lint handles the rest: employees get paid, tax authorities get their money, pension funds get contributions. ₦500 per employee per payroll run covers everything.
What You’ll Need
Requirements:
- Business TIN (Tax Identification Number)
- Employee details (names, emails, salaries, TINs, PFA details)
- Bank account or Lint business account
- PAYE registration for states where employees work
Estimated Cost: ₦500 per employee per payroll run
Setup Time: 30 minutes for first payroll run
How Lint Payroll Works: Step-by-Step
Step 1: Business Setup
Log into your Lint business account and navigate to Lint Payroll. Enter your business TIN, select all states where your employees work, and set your pay schedule (monthly, bi-weekly, or weekly).
Choose your salary input mode — most Nigerian businesses agree on net take-home pay, so Lint can reverse-compute the gross salary needed to hit that target after taxes.
Set your default salary structure split. The common 60/20/10/10 split is Basic 60%, Housing 20%, Transport 10%, Other allowances 10% — this matters for pension (computed on Basic + Housing + Transport) and PAYE.
Pro tip: If you have employees in Lagos and Abuja, Lint automatically splits PAYE payments between LIRS and FCT IRS. No manual calculations needed.
Step 2: Add Your Employees
For each employee, enter:
- Full name and email address
- Payment method (Lint account = free transfers, bank account = ₦40 per transfer)
- State where they work (determines which tax authority gets their PAYE)
- Monthly salary (net or gross, depending on your setup)
- Employee TIN
- Pension Fund Administrator (PFA) and RSA PIN
- NHF number if applicable
The system validates TINs in real-time. If an employee doesn’t have a TIN, Lint shows them how to get one through the self-service portal.
Step 3: Automatic Computation
Here’s where Lint saves you hours of Excel formulas. For each employee, the system automatically calculates:
PAYE Tax: Using NTA 2025 tax bands (0% on the first ₦800,000 of annual chargeable income, then 15%/18%/21%/23%/25% on higher brackets)
Pension: 8% employee contribution + 10% employer contribution
NHF: 2.5% of gross salary (for employees earning above minimum wage)
NHIS: Optional health insurance contributions if you enable it
If you entered net salaries, Lint reverse-engineers the gross salary needed. If someone should take home ₦200,000, Lint calculates the appropriate gross salary to hit that target after deductions.
Step 4: Review Payroll Summary
Before anything goes out, you see the full breakdown:
- Total gross salaries across all employees
- Total PAYE going to each state’s tax authority
- Total pension contributions going to each PFA
- Your total employer costs (including your 10% pension contribution)
- Lint’s fees (₦500 per employee, ₦40 per external bank transfer)
You can add bonuses, one-off deductions, or skip employees who shouldn’t be paid this cycle.
Step 5: One-Click Approval and Disbursement
Hit approve and Lint executes everything simultaneously:
- Net salaries go directly to employee accounts
- PAYE payments go to the correct state tax authorities via Remita
- Pension contributions go to each employee’s specific PFA via Remita
- You get confirmation receipts for everything
Employees with Lint accounts get paid instantly. External bank transfers process within 24 hours.
Step 6: Employee Self-Service
Every employee gets a notification to view their payslip in the Lint app. They see:
- Gross salary breakdown
- All deductions with explanations
- Net pay deposited
- Year-to-date totals for tax planning
Employees can update their TIN, PFA details, or NHF numbers themselves. They can also file for rent relief by uploading proof — Lint estimates their tax savings automatically.
Step 7: Compliance Reports
Lint generates all the paperwork:
- Monthly payroll summaries for your records
- Annual PAYE returns (Form H1) for tax filing
- Pension remittance summaries
- Individual employee tax certificates for their personal returns
Pricing Breakdown
| Service | Cost | What’s Included |
|---|---|---|
| Lint Payroll | ₦500 per employee per run | PAYE, pension, NHF, payslips, remittance, salary advances |
| External bank transfers | ₦40 per transfer | Free to Lint accounts |
Money-saving tip: If 4 employees use external banks, you’re paying ₦160 in transfer fees monthly. Invite them to open Lint accounts and save that money.
Common Payroll Mistakes This Prevents
Wrong Tax Calculations: NTA 2025 changed tax bands. Many businesses still use old PITA rates and overpay tax.
Mixed-Up State Remittances: Employee works in Lagos but PAYE goes to Abuja tax office. Lint sends tax to the right authority automatically.
Pension Delays: Late pension remittances trigger penalties. Lint Payroll sends contributions the same day you approve payroll.
Missing Employee Records: Tax authorities want proof you paid PAYE. Lint keeps digital receipts for everything.
Net-to-Gross Errors: Promising ₦200,000 take-home but calculating gross salary wrong. Employee actually receives ₦185,000. Lint’s reverse computation prevents this.
Employee Benefits Beyond Payroll
Your team gets more than just salary payments:
Tax Optimization: The self-service portal helps employees claim rent relief, pension relief, and other allowable deductions.
Financial Education: Employees see exactly where their money goes and can set up automated savings from their net pay.
Year-End Planning: December payslips show exactly how much tax they’ve paid, making personal tax returns easier.
Transparency: No more questions about “why is my pay different this month?” — the payslip explains everything.
Getting Started With Lint Payroll
Week 1: Set up your business profile and add employee details. Most businesses complete this in 30 minutes.
Week 2: Run your first payroll in preview mode. Check all calculations before approving.
Week 3: Go live with full disbursement. Employees get payslips and self-service access.
Ongoing: Monthly payroll takes 5 minutes — review, approve, done.
Integration With Other Lint Features
Lint Payroll connects with your other Lint business tools:
Cash Flow: See payroll costs in your monthly cash flow projections
Business Cards: Fund employee expense cards directly from payroll budgets
Tax Planning: Annual tax summaries feed into your business tax returns
Expense Management: Separate payroll from other business expenses automatically
Frequently Asked Questions
What happens if an employee changes PFA?
They update their details in the self-service portal. Next month’s pension goes to the new PFA automatically.
Do you handle employees in multiple states?
Yes. Lint calculates PAYE for each employee’s work location and sends payments to the correct state tax authority.
Can I add bonuses or deductions?
Yes, during the review step before approval. One-off bonuses, salary advances, loan deductions — all supported.
What if I need to skip an employee?
Just untick their name during review. They won’t be included in that payroll run but stay in your system for next month.
How do I get payroll reports for my accountant?
Download monthly summaries, annual returns, and individual employee records from your dashboard. Everything your accountant needs for tax filing.
Why Nigerian Businesses Choose Lint Payroll Software
Built for Nigerian tax law: NTA 2025 compliance from day one, not adapted from foreign systems.
Saves real money: ₦500 monthly is less than what most businesses spend on Excel templates and manual errors.
Reduces questions: Employee self-service portal cuts payroll-related questions by 80%.
Scales with you: Whether you have 2 employees or 50, the process stays the same.
Your payroll runs itself. You focus on growing the business.
Ready to automate your payroll? Get started with Lint Payroll — full compliance at ₦500 per employee per payroll run.
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Lint Payroll handles PAYE, pension, and salary payments for Nigerian businesses. Set up your first payroll run at lint.finance — your team gets paid, tax authorities get their money, you get your time back.
Related on Lint
- Free PAYE Calculator (2026) — see take-home pay, tax and pension in seconds.
- Lint Payroll — run salary, PAYE, pension and salary advances in one funded run.
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